The Time is Now for Real Estate Debt Investing
Invest Smarter. Go Higher.
The Ascent Income Fund targets stable income from senior commercial real estate debt positions, a “once-in-a-cycle opportunity." Compelling yield, built-in diversification, and quick redemption options. Tap into a timely investing thesis and easily diversify, starting with just $5k*.
Start Your JourneySource of Stable Income
The Ascent Income Fund boasts a historical distribution yield of 10.83% with quarterly distributions.
Security of CRE Debt
The Fund invests in loans that hold payment priority. In this interest environment, private credit can potentially earn “equity like returns”
Flexible Liquidity
Redemption options are available starting one year after your investment. Ascent is a flexible means of easily diversifying into an alternative income source.
The Time is Now
Interest rates are up and traditional lenders have pulled back, while CRE market fundamentals remain strong in many places. This opens the door for alternative lenders to earn attractive risk-adjusted returns. The Ascent Income Fund allows you, as an individual investor, to tap into this opportunity.
Diversify with Ascent →A Compelling Income Focus
Invest in diversified private real estate credit. Earn real returns. Step away from public market volatility.
New Lower Minimum Investment
First time investors with EquityMultiple can now invest in the Ascent Income Fund with as little as $5k.
FAQs
What type of assets does the Ascent Income Fund invest in?
The Ascent Income Fund invests primarily in first-mortgage loans. Each loan and borrower is carefully underwritten and subject to the institutional standards employed by the EquityMultiple investments team. The underlying properties may span geographies and property types/sectors to provide economic diversification. The Fund will target a max LTV of 75% on a whole-loan basis, with most first-liens coming in below 65% LTV.
Who vets the assets that are selected for the fund?
Each loan that is incorporated into the Ascent Income Fund passes the same rigorous due diligence as other EquityMultiple investments. Assets selected for the Fund must pass the vote of our Investment Committee, comprised of senior leaders who are well-seasoned commercial real estate professionals.
What liquidity options do I have?
Investors in the Ascent Income Fund will have redemption options after one year. Combined with the Alpine Note, the Ascent Income Fund forms a highly flexible wealth generation ecosystem. In combination with equity investments in our 'Grow' pillar, investors can pursue a blend of cash management, current income, and total return potential.
What returns can I expect?
The Fund will target 11-13% net annualized returns, and distributions will be paid quarterly or can be automatically reinvested. All investments involve risk, including loss of principal. However, the Ascent Income Fund prioritizes senior mortgage positions, potentially mitigating risk on behalf of EquityMultiple investors.
What tax documentation will I receive?
The Fund will make all of its investments through a REIT, which provides tax advantages. The REIT shields the fund from potential state income so investors receive a single federal K-1, along with other potential tax benefits.
What is the minimum investment?
First time investors in EquityMultiple enjoy a special low minimum investment of $5,000.
For current EquityMultiple investors, the Ascent Income Fund's minimum investment is $20,000.
